更多的赚钱方式:主动收入与被动收入

  Alu ·  2010-05-18 20:41  ·  64613 次点击
Whatisyourfavoritewaytomakemoney?Obviously,therearemanywaystomakemoney.Youcanworkforacompanyorhaveyourownbusiness.Youcanearnmoneyfromsalary,dividend,commission,bonus,andmanyothers.
Myfavoritewayistoearnpassiveincome.I'msurethisisnotnewtoyou.I'veheardaboutitforyearsbutonlyrecentlydidIbegintounderstanditsnature.I'mnotsayingthatthisisthebestwayorthateveryoneshoulddothis.ThisisjustthewayIlikemost.
ThemainreasonIlovepassiveincomeisfreedom.Withpassiveincome,Idon'tneedtobeactivelyinvolvedtomakemoney.Idoneedtoworkhardtobuildthesysteminthebeginning,butonceitworksIcanleaveitaloneandthesystemwillcontinueearningmemoney.AllIneedtodoischeckingiteverynowandthentomakesurethatnothinggoeswrong.IcanimprovethesystemifIwantto,butthat'soptional.Icanspendmytimeonahobbyoranewproject.
DifferencesBetweenActiveandPassiveIncome
Tobetterunderstandthenatureofpassiveincome,herearesomedifferencesbetweenactiveincome(incomethatrequiresyouractiveparticipation)andpassiveincome:
*Withactiveincome,youcanquicklygetfull-timeincome.Forexample,ifyoureceivemonthlypaycheckthenyouwillgetfull-timeincomewithinonemonth.Withpassiveincome,itmaytakealongtimebeforeyougetit.
*Withactiveincome,whenyoustopworkingyourincomedropstozeroornearzero.Whenyouworkyoumaintainyourincomelevelorslightlyincreaseit.Withpassiveincome,whenyoustopworkingyourincomestaysatthesamelevel.Whenyouwork,youincreaseyourincomelevel.
Fromthesetwodifferences,youcanseethatbuildingpassiveincomeislonganddifficult.Butonceyoumakeit,youwillgetthebigrewardoffinancialfreedom.
StepstoBuildPassiveIncome
Fromthecharacteristicsabove,herearethestepsyoushouldfollowtobuildpassiveincome:
1.Buildasidebusiness.Sinceittakesalongtimetoreachfull-timelevelwithpassiveincome,don'tleaveyourdayjob.Theactiveincomefromyourdayjobwillcoveryourexpenses.Atthesametime,youshouldstartbuildingyourpassiveincomethroughasidebusiness.Startearlybecauseitwilltaketime.Thesepassiveincomeresourcesmightgiveyousomeideas.
2.Focus.It'simportantthatyoufocusonjustonebusinessandmakeitsuccessful.Don'tbeallovertheplace.There'sapricetopayforsomethingtobesuccessfulandonlywithfocuscanyoupaythepricebeforeyouburnout.
3.Leaveyourdayjob.Onceyourpassiveincomereachesfull-timelevel,youcanleaveyourdayjob.Thisiswhereyoustartenjoyingyourfinancialfreedom.
4.Diversify.Nowthatyouhavemoretime,youneedtodiversifyyoursourcesofpassiveincome.Workonnewincomesources.Thiswaywhensomethinggoeswrongwithonesourceyoustillhaveothersourcestocoveryou.Thisalsoisagoodwaytoincreaseyourincomeovertime.
你最喜欢的赚钱方式是什么?很明显,赚钱的方式有很多。你可以在公司上班或自己做生意,你可以通过薪水,分红,佣金,奖金和很多其他的方式赚钱。
我最喜欢的方式是赚被动收入。我确定这对你不是新的内容。我听说过它已有很多年了,但是仅在最近我开始了解它得本质。我并不是说这是最好的方式或每个人都应该这样做。但这是我最喜欢的方式。
我喜欢被动收入的最主要原因是自由。有了被动收入,我不需要积极融入赚钱。我只需要一开始就努力工作来建构系统。但一旦它起作用,我可以不管它,然后这个系统将会继续为我赚钱。我所需要做的是偶尔检查它来确保没有出错。如果我愿意我能改善这个系统,但那是可自由选择的。我能把我的时间花在一个爱好和一个新的计划上。
主动收入与被动收入的区别
为了更好地理解被动收入的本质,这里说一说主动收入(需要你积极参与的收入)与被动收入的区别。
*有了主动收入,你能快速地获得专职收入。例如,如果你每个月收到工资单,那么你将会每个月收到专职收入。但是对于被动收入,它可能会花很长时间你才能得到它。
*有了主动收入,当你停止工作时,你的收入会降到零或接近零。当你工作时,你能保持你的收入水平或者能稍微提高。有了被动收入,当你停止工作时,你的收入仍然保持在同等水平。当你工作时,你能提高你的收入水平。
从这两点差异来看,你能够理解建构被动收入是长期且困难的。但一旦你做到了,你将会得到一大笔可自由支配的报酬。
建构被动收入的步骤
从以上的特征来看,下面是你应当遵循来建构被动收入的步骤:
1.建立一个另外的行业。既然被动收入要花很长的时间才能达到专职水平,不要离开你的白天的专职工作。白天专职工作的主动收入会担负你的开销。同时,i应当通过一个另外的行业来建立你的被动收入。因为它将会花时间,所以早点开始。这些被动收入来源也许能给你一些提示。
2.聚焦。你聚焦于一个行业且让它成功是重要的。不要包括所有的行业。为那些成功的事业付出是有代价的,而且你只有聚焦于一个你才能在你精力耗尽前付得起。
3.离开你的白天专职工作。一旦你的被动收入达到了专职水平,你可以离开你的专职工作了。这就是你开始享受自由支配金钱的特权。
4.多样化。既然你有更多的时间,你需要使你的被动收入来源多样化。寻找新的收入来源。用这种方法,当其中一种来源有问题时,你仍然还有其他来源来帮补。这也是一种增加你的收入的好方法。

1 条回复

myspace  2010-06-07 13:40
reason I love passive income is freedom. With passive income, I don't need to be actively involved to make money. I do need to work hard to build the system in the beginning, but once it works I can leave it alone and the system will continue earning me money. All I need to do is checking it every now and then to make sure that nothing goes wrong. I can improve the system if I want to, but that's optional. I can spend
本文来自中国计量论坛 http://www.cncal.com/, 详细出处参考:http://www.cncal.com/thread-40559-1-1.html

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